This edition equips students with tools to build and execute a personal financial plan based on ten core principles of financial success. It reflects contemporary personal finance challenges including evolving tax laws, rising consumer debt, student loans, economic disruptions, and shifts in the job market. Notable features include a “Money & Love” box in nearly every chapter exploring relationships and finance, behavioral insights into biases like impulsive credit card usage, and guidance on using apps such as Mint and Mvelopes for budgeting and planning. Updated chapters on investments and asset allocation capture modern financial skepticism.
